Credit Manager – Barka Capital

Barka Capital seeks an exceptional Credit Manager to join its dynamic lending team. The successful candidate will play a vital role in the fund’s investing function.

Position Overview

The Credit Manager will be responsible for conducting thorough analyses of prospective borrowers, employing rigorous credit risk assessment methodologies, and crafting sophisticated credit proposals. This position requires an analytical mindset combined with meticulous attention to detail in evaluating financial statements, market conditions, and business models.

Working alongside seasoned credit professionals, the selected individual will contribute to Barka’s mission of providing strategic financing solutions to high-potential enterprises in Africa. This role presents an excellent opportunity for a detail-oriented professional to shape credit decisions that drive sustainable business growth.

Job Title: Credit Manager

Job Type: Full Time, IN-PERSON

Location: Abidjan, Cote d’Ivoire

Duties and Responsibilities:

• Conduct detailed financial analysis and build credit models for portfolio companies, assessing cash flow, collateral, and overall credit risk
• Prepare credit proposals, investment memos, and presentations that highlight borrower creditworthiness and risk mitigation strategies
• Perform thorough due diligence on portfolio companies seeking loans, reviewing financials, legal documents, and industry-specific risks
• Monitor the performance of the credit portfolio, ensuring that borrowers comply with loan terms and proactively identifying any signs of credit deterioration
• Assist in the structuring of loan terms, covenants, and conditions to align with both the needs of portfolio companies and the fund’s risk management framework
• Collaborate with underwriters, legal teams, and senior management to facilitate loan execution and ensure smooth disbursement processes
• Provide ongoing analysis and reporting on the credit portfolio’s performance, preparing updates for senior management
• Stay informed of market trends and regulatory changes that could affect the performance of the credit portfolio or the risk environment for portfolio companies
• Support the development and improvement of credit policies, procedures, and lending practices to optimize risk management

Qualifications and Experience

• Bachelor’s or Master’s degree in accounting, Business Administration, Economics, Finance, or a related field
• Progress towards relevant certifications such as CFA, FRM, or credit-specific qualifications is highly desirable
•  3-5 years of experience in credit analysis, private lending, corporate banking, or related fields, with a focus on credit underwriting and portfolio management
• Strong understanding of credit risk assessment, loan structuring, and financial analysis principles, including financial modeling
• Advanced financial, analytical, and modeling skills, particularly for assessing borrower creditworthiness and forecasting cash flows
• Highly motivated and committed to maintaining high ethical standards
• Strong attention to detail and excellent problem-solving abilities, particularly in credit-related scenarios
• Ability to manage multiple priorities, work under pressure, and meet deadlines in a fast-paced lending environment
• Excellent written and verbal communication skills, with an ability to clearly present complex financial analyses
• Proficiency with MS Office (especially MS Excel and MS PowerPoint) and other financial tools
• Bilingual – English and French is an advantage

To apply, please submit your resume to info@barkafund.com

Barka is an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, or marital status.